Richard Reynolds

Thinking of selling your US property?
Don’t rush into it.
As a high-net-worth US citizen, resident or investor, you’re likely familiar with the intricacies of the country’s complex financial laws.
However, the US tax system, especially when it comes to capital gains taxes (CGT) on property, is another beast altogether.
When it comes to US property and taxes, what you don’t know can definitely hurt you. One wrong move and you could find yourself facing a hefty tax bill.
To guard against such a...

Security is a cornerstone of any serious investment migration strategy.
For high-net-worth individuals (HWNIs) and globally mobile families, it ranks alongside tax efficiency, political stability, and quality of life as a key driver in deciding where to live, invest or acquire a second passport.
Too often, safety is assumed to align with economic development. Countries like the United States, the United Kingdom and Australia are widely regarded as benchmarks of stability.
But recent data comp...

Evaluating a nation for tourism, relocation or investment begins with a single, non-negotiable factor – safety.
Security, from both a personal and financial point of view, is the foundation upon which all other considerations rest.
And while it’s easy to assume that stability is a given in the developed world, recent challenges in countries like the United States, the UK and Australia show that risk is universal.
From urban crime to cyber threats and strained emergency infrastructure, the glo...

Safety is a non-negotiable factor for anyone considering whether a country is right for travel, relocation or investment.
Overlooking such a vital consideration carries serious consequences, and the stark truth is that assumptions based on a country’s global image often fall short of reality.
Cases in point include the following countries:
Canada, where authorities are contending with a rising rate of vehicle theft.
Germany, where tackling cybercrime and financial fraud has become a national ...

The idea of a single, lifelong loyalty to one country feels somewhat out of step with our times, especially for forward-thinking global people.
This involves being restricted by one nation’s laws, with your future, assets and freedom of movement forever tied to the fortunes of a single government.
Dual citizenship has practical limitations and serious vulnerabilities. Aside from helping you gather more passports, it’s a powerful tool for diversifying your life, much like your investments.
A s...

The world’s wealthy elites aren’t just chasing low taxes or beachfront property – they’re relocating with purpose.
In 2025, global mobility is about more than financial gain. For high-net-worth individuals (HWNIs), entrepreneurs and global investors, the ideal destination offers a mix of stability, opportunity, lifestyle and long-term value.
The places attracting serious wealth today aren’t always the obvious choices. Instead, they are often countries that offer pro-business policies, strong ...

Retirement isn’t what it used to be.
It’s no longer just about stepping away from work – for many, it’s an opportunity to start a new chapter on their own terms, with greater freedom, purpose and enjoyment.
Turning that vision into reality, especially overseas, takes careful planning and a clear understanding of your options.
One of the most popular routes is the ‘golden visa’ – a residency program offered to those who are prepared to invest a significant amount of money in a country.
Each pr...

Beyond port and soulful Fado melodies, Portugal is a country with some intriguing credentials.
It’s the world’s largest cork producer and boasts some of Europe’s most steadfast borders, unchanged since the Middle Ages.
Then there’s bacalhau: With a recipe for every day of the year, the Portuguese love of this codfish hints at a national obsession.
This mix of deep history, quirky charm and sunshine has long made Portugal such a magnet for those seeking out a European lifestyle with global per...

Thinking of adding another passport to your collection but worried Uncle Sam will demand you surrender your United States citizenship to do it?
It’s a common fear, fuelled by the dramatic language in the US Oath of Allegiance, which appears to demand exclusive loyalty to one nation – the United States of America.
That wording has led many Americans to wrongly assume that acquiring a second nationality automatically results in the loss of their US passport.
The reality, however, is much more n...

For many people, ancestry isn’t just a curiosity; it’s a potential passport. Literally.
Tucked away in your family tree could be a legal pathway to one of the most powerful citizenships in the world: that of the European Union.
European Union citizenship isn’t just a status symbol. It offers the freedom to live, work, and study across 31 countries, plus access to excellent healthcare, legal protections, and the kind of stability that’s increasingly rare elsewhere.
Obtaining citizenship here m...

The ground beneath Australia’s high-balance superannuation accounts is shifting, with a new proposal set to change how wealth is taxed.
The new Labor government has revealed plans to reintroduce ‘Division 296’, a change that would introduce a 15% charge on superannuation earnings exceeding A$3 million.
The charge, set to be implemented on July 1, 2025, will be in addition to the existing 15% tax, effectively creating a 30% tax rate on the balances of retirement savings above the A$3 million t...

Few topics in the world of international freedom are as misunderstood as that of so-called ‘non-extradition countries’.
Often wrapped up in myths of escape and sanctuary, the idea suggests that some places offer guaranteed protection from legal consequences elsewhere.
But while the concept might sound simple, the reality is governed by far more complex rules – rooted in international law and formal extradition treaties or agreements between sovereign states.
Failing to understand this can lea...

‘Gold is money. Everything else is credit.’
Those were J.P. Morgan’s remarks to the US Congress in 1912.
What happens if you have a nest egg built up ‌in an Individual Retirement Account (IRA) or 401(k), but your investment options are limited to mutual funds that contain little upside and a lot of risk?
Keeping your money in US dollars is not an option. Inflation will eat them away.
However, a gold IRA is an option if you want to move to a more stable asset in a more stable part of the world...

Before gold and silver, ancient traders used whatever items of perceived value were lying around to conduct business.
Call it the ultimate free market for money.
Obsidian was used for barter in Anatolia 14,000 years ago before formal trade was even a concern.
As time went on, traders throughout the region adopted obsidian as a form of barter. Sardinians mined the stuff from several different deposits around their territory, and obsidian served alongside everything from livestock to sacks of c...

Interviews / Opinions
Published on: 06 Jun 2024, 14 mins to read
A lot of good has come from people who perform well within companies.
High-performing employees achieve their own goals while improving the companies they work for. Others recognize them as accountable, skilled, and highly driven.
But just how much more does a top performer do than a regular employee? A recent study revealed that top performers are, on average, four times more productive than the average worker.
Oftentimes, you ...